How a certificate is made
Wizard, then editor, then PDF — and where drafts, net worth and versions fit in.
Three stages: a wizard collects the figures, an editor lets you adjust the wording, and you export a PDF.
The three stages
The wizard
Six steps for a net worth certificate, three for an income tax verification. It collects who the certificate is about and what they own.
The editor
Submitting the wizard puts you in an A4 editor showing the certificate as it will print. Change wording, adjust a table, add a paragraph.
The PDF
Export from the editor. That file is the certificate.
Nothing is produced when you submit the wizard
Submitting takes you to the editor, not to a finished file. The document comes into being when you export. The credit is charged when you submit, once for the certificate: exporting, exporting again and regenerating are free.
Drafts
You do not have to finish in one sitting. What you type is kept in this browser as you go, and Save draft, at the foot of every step, saves the certificate to your account as a draft. Saved drafts appear on your dashboard under Drafts to resume.
Drafts cost nothing. Fill in as much as you have, come back when the client sends the rest.
Net worth is computed, not typed
You enter each asset and each liability. OptiVida adds them up and prints the total. There is no field where you type a net worth figure, because a figure nobody can trace back to its components is not worth certifying.
Note
The Income Tax Verification Certificate declares no assets at all, so it has no net worth figure — the summary is hidden and the Certificates list shows a dash rather than a total. That is correct, not a gap.
Versions
Each export is recorded. The certificate's own page lists its history, and you can download an earlier file at any time.
Re-exporting does not cost more. A certificate is charged once, ever — so you can correct a typo and export again without thinking about it.
Tip
See What you are charged for for how this differs from CMA reports, which are charged per version.
Editing after issue
Open the certificate and choose to edit. You are back in the same A4 editor, with the same content, and exporting again adds a version to its history.
If the underlying figures were wrong — not just the wording — go back through the wizard instead, so the totals recompute. Update certificate rebuilds the text from the corrected figures and replaces any wording changed in the editor; the page margins and letterhead are kept.
Last updated 30 Sept 2026
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