What you can issue

OptiCertificate's catalogue is thirty-five purposes in ten families. You pick what the certificate is for — a visa, a tender, a grant, a loan — and OptiVida opens the right wizard. Every purpose can be started.

Each purpose says where the certificate comes from: as a badge on its card, or, for the GST purposes listed in rows, in the Handbook note beside each. The filter above the families narrows the catalogue to one source.

ICAI format

Nine purposes follow an illustrative format in the ICAI Handbook on Certificates by Chartered Accountants (October 2025), Annexure III, word for word.

Based on ICAI GST Guide

The twelve GST certificates, built on the ICAI Guide to CA Certificates in GST, which the Handbook refers you to.

Built on ICAI Guidance Note

Fourteen purposes the Handbook names but drafts no format for. See Certificates built on the Guidance Note.

The rule

Where ICAI drafts a format, OptiCertificate follows it. Where the Handbook only names a purpose — who asks for it, and why — the certificate is built on the Guidance Note on Reports or Certificates for Special Purposes (Revised 2016): its required paragraphs, the level of assurance the evidence supports, the nearest drafted format, and the law or regulator behind the purpose. The wording of those certificates is OptiCertificate's own, and the card says so.

Available now

Visa / Foreign EmbassyAnnexure III(ii)

Net worth of an individual who keeps no books of account, for a mission. Limited assurance, nine named procedures.

Turnover + Net Worth – Tender / BidIII(ix) and III(x)

An entity's turnover and net worth, year by year, by the tender clause's method. Two readings: audited and unaudited.

Grant Receipt & UtilisationIII(vii) and III(viii)

How a grant was received and spent over one financial year.

PP&E & IntangiblesIII(iii) and III(iv)

The year's movement in fixed and intangible assets.

Share Capital & Shareholding PatternIII(v)

A company's capital and who holds it.

Income Tax Return VerificationIII(vi)

That one year's ITR acknowledgement was downloaded in your presence, from the assessee's own login. Nothing about the return's contents.

Debenture Covenant ComplianceIII(xii)

Half-yearly compliance with a trust deed's covenants, for the trustee.

Unhedged Foreign Currency Exposure & EBIDIII(i)

For a lending bank. Issued by the entity's statutory auditor.

Accounting Treatment in Draft SchemeIII(xi)

That a merger or demerger scheme's accounting treatment complies with the Accounting Standards.

Four of these are drafted twice, for when audited financial statements exist and when they do not — so the nine purposes cover all twelve Annexure III formats.

GST certificates

Input tax credit on stockICAI GST Guide, Chapters 1–4 and 6–8

Credit claimed in ITC-01, or reversed in ITC-03 or GSTR-10, on stock and capital goods held at an event.

ITC transfer on change in constitutionChapter 5

Transfer of business with liabilities, for ITC-02.

GST RefundChapter 9

That the incidence of tax on a refund above two lakh rupees has not been passed on, for Annexure 2 of Form GST RFD-01.

Refund on post-export price revisionChapter 10

For Statement 9A of Form GST RFD-01.

Credit mismatch and discount reversalChapters 11 and 12

The certificates CBIC Circulars 183/15/2022, 193/05/2023 and 212/6/2024 call for.

Built on the Guidance Note

Net worth — bank finance, bank guarantee, education loan, general purpose

An individual's assets and liabilities, on Annexure III(ii)'s structure, addressed to the bank or named addressee.

Turnover — bank facility; MSME classification; profitability for a tender

From the audited financial statements or books.

Income and sources of income

For a lender.

Fund utilisation — term loan / subsidy

End use against the sanction letter.

Stock (inventory), with drawing power

For working capital limits.

Capital contribution

Partners' capital in a firm or LLP.

KYC — sole proprietorship

For a bank's KYC records.

Statutory dues

Named statutes, as on a date.

Working capital / net working capital

For a bank.

Certificates you have already issued

The earlier loan and general-purpose net worth certificates, and an earlier income tax certificate, are no longer offered for new certificates. If you issued any, they are unaffected: they still open, edit and re-export exactly as before. New net worth certificates for a bank or a named addressee use the purposes above.

The income tax purpose was moved onto Annexure III(vi) rather than withdrawn — see Income Tax Return Verification.

No Tally required

Certificates are typed, not fetched. You can issue one on a machine that has never had the Tally Connector installed — which makes them the quickest way to see OptiVida working end to end.

What you get

An A4 PDF, laid out as a certificate, with your firm's particulars and the UDIN you supply. You can edit the wording before exporting, and re-export as often as you like without paying again.