About CMA reports
What OptiVida produces, the four statuses a report moves through, and what you get at the end.
A CMA report is the pack a bank asks for when assessing working capital limits. OptiVida builds it from your client's books and your projections.
It starts from a client, not the menu
Open the client, then the CMA Reports tab. New, then CMA Report, at the top of any page also works; it asks which client first.
Clientspick oneCMA ReportsNew CMA reportThat is deliberate: a CMA covers one entity's books across several years, so the entity is settled before you begin — and next year's report can find this one.
What OptiVida produces
- Form I
Facility details, from your client's sanction letter.
- Form II – Operating
The operating statement across the years.
- Form III – Balance Sheet
Analysis of the balance sheet.
- Annexures
Cost of project and means of finance, capacity utilisation, depreciation.
- Cash Flow
- Projections
- Ratios
Delivered as an Excel workbook in the bank's format and a bank-ready PDF.
The four statuses
- Draft
Created. Data may not be in yet.
- Auto-mapped
Data fetched and ledgers classified, awaiting your review.
- Reviewed
You have been through it.
- Generated
The report has been produced.
Three kinds of year
- Historical years
Past years, from audited or provisional figures.
- The estimated year
The year being prepared for.
- Projected years
Future years, which you supply.
Tally can furnish the historical years. The projections are a matter of judgement and are yours.
AI-assisted, and you review
OptiVida sorts what it can and leaves the rest to you. It maps ledgers to CMA lines; anything it cannot place with confidence is listed as unmapped for you to assign, rather than guessed at or quietly dropped.
Warning
Every generated version costs credits — unlike a certificate, which is charged once. Get the review workspace right before generating, rather than generating to see how it looks.
Last updated 25 Sept 2026
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